If you are one of those people who do not have a great credit rating, you may already know how hard it is to get credit when you need it. There are many reasons why your credit rating may need boosting; you may never have applied for credit before or you may have been late […]
8 Money Habits of Financially Smart People
Money advice can sometimes be confusing. Many of us learned about money from our parents, and unless they’re stock market whizzes, it might seem like getting ahead is a mystery. However, the habits that distinguish the wealthy from those who struggle to make ends meet might not be as complicated as you think. Carefully tracking […]
When Should You Start Planning for Your Retirement?
Saving Carefully For a Planned Future
Saving money is something everyone should do, no matter what their age. A savings account is something to have for multiple reasons. There is short-term saving for the day-to-day expenses and longer-term expenses such as for retirement or a large purchase. Saving is extremely important for long-term happiness and security! Short-Term Savings (1 year or […]
Actionable Ways to Boost your Savings Before Retirement
Nearly 40% of today’s retirees have little to no retirement savings. While Social Security is there as a safety net, there is no question making ends meet in retirement will be a challenge for them. So even if you didn’t start your retirement savings way back in your twenties, the good news is that every […]
How to Save More Money When You’re Broke
Should Your Views on Home Equity Change As You Age?
This article was originally published on followtheyellowbrickhome.com on 8/29/19. As we age, we often form different opinions about our investments. However, far too often we forget to examine our biggest investment … our home. Home equity, i.e. the current value of your home minus the amount of money that you still owe on it, is […]
4 Things Small Business Owners Need to Know About Business Insurance
Owning a small business can be overwhelming, and business insurance might be the last thing on your mind. When you’re focusing on achieving sustainable growth, it’s easy to lose track of less exciting objectives like protecting your company. To make things even more complicated, there are a number of types of business insurance that offer […]
How Debt Relief Has Changed Over the Years
Debt relief, like any industry, has changed a lot since its beginning. The debt relief of 10 years ago was an entirely different ballgame than the debt relief of today. Why? Well, a combination of factors have come together to advance the industry. First of all, people simply have faster, better access to technology. This […]
How to Build an Emergency Fund
I guess you must have heard the cliché “those who fail to plan, plan to fail?” .If this is true, then the need to plan is imperative. Although no one wants to contemplate the worst-case scenarios, the reality is, emergencies and unforeseen circumstances do happen. So, what’s your best bet considering the volatile economic situation […]
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